Fintech

At the recent Singapore Fintech Festival, the city-state’s announcement that it would pursue a wholesale central bank digital currency (CBDC) pilot next year was big news, and justifiably so. As Southeast Asia’s key financial center,...

Startup M&A and roll-ups are predicted to rise in fintech and this already seems to be manifesting. Yet, recent events like Thrasio’s impending bankruptcy offer a cautionary tale. The opportunities, pitfalls and risks of technology...

OBSERVATIONS FROM THE FINTECH SNARK TANK Prediction: By the end of this decade, bank-fintech partnerships will be a thing of the past. This prediction flies in the face of recent industry trends. Fintech partnerships have...

Digital identity may be the defining factor driving fintech adoption in 2024. It is also central to efforts aimed at reducing fraud and improving national security. Arguably, these efforts are long overdue. The earliest known...

More than four years after the financial centers of Hong Kong and Singapore announced they would allow digital banks, the online lenders have failed to disrupt those respective markets. They have opened plenty of customer...

Startup banks in the U.S. have made some impressive changes to the banking world — an end to NSF fees, access to payroll direct deposits two days early, sometimes an end to all fees and...

Over the past decade, fintechs have brought accessible, user-focused, and cost-effective financial products and services to a broader audience. This is especially true in the retail investment sector, where the pace and depth of innovation...

A recent Economist article highlighted the recent growth of local supermarket chains across the African continent. Today, a staggering 70% of Africans buy their consumer staples from local vendors. What is driving this specialized, locally-focused...

I’m fascinated by stories about what is “real” and what is “fake” and because of my obsession with digital identity, I’m especially fascinated by stories about fake credentials (such as academic qualifications). What’s more, being...

With just 15 employees, these 29-year-old founders are creating a financial supermarket for startups and small businesses. By Emily Mason and Jeff Kauflin In June 2022, five months before cryptocurrency exchange FTX collapsed, Brandon Arvanaghi...